Don't leave your children or spouse with unexpected end-of-life expenses. Secure a permanent whole life plan today. Acceptance is guaranteed, and rates never increase.
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Final expense plans (also known as burial insurance) are simplified whole life policies designed specifically for seniors aged 45 to 85. Unlike traditional insurance, these require no medical exams or laboratory needles, and approval can be granted instantly.
Lock in Low Rates NowFinal expense whole life insurance ensures that your children, grandchildren, or spouse are not left with the heavy burden of unpaid bills or funeral service costs. When a policyholder passes, a lump-sum payment is distributed directly to the chosen beneficiary, who can use it to cover whatever expenses they face.
Get Started TodayUnderstand details about final expense whole life policies.
With Guaranteed Issue Whole Life, the carrier is legally bound to accept your application. There are zero medical exams, doctor statements, or fluid tests. You cannot be denied coverage based on your health history or medical conditions.
No. Once your final expense whole life application is accepted, your monthly rate is locked permanently. The premiums are guaranteed to remain flat to age 100, and the coverage face value cannot decrease.
Your beneficiaries can use the tax-free cash payout for any purpose, including funeral parlor services, cremation, purchase of a cemetery plot, clearing credit card balances, handling medical co-pays, or keeping it as a cash legacy.