Welcome to Evergreen Life Insurance ("we," "our," "us," or the "Company"). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website, evergreenlifeinsurance.net (the "Website"), use our services, or interact with our multi-step lead submission quote wizard.
By using this Website, you consent to the data collection and usage practices described in this Privacy Policy. If you do not agree with any terms of this policy, please do not access or submit any information on this Website.
1. Information We Collect
We collect information that identifies, relates to, describes, or is reasonably capable of being associated with you. This personal information includes:
- Contact Information: First name, last name, phone number, and email address.
- Coverage & Health Profile Data: Desired coverage amount, coverage goals (e.g., family protection, mortgage protection, income replacement), age range, gender, tobacco/nicotine use, marital status, general self-reported health condition, state of residence, and ZIP code.
- Technical and Usage Data: IP address, browser type, device information, operating system, referrer URL, pages visited, timestamp of submission, lead source, and UTM search campaign tracking parameter data.
2. How We Use Your Information
We use the information we collect to:
- Provide, customize, and optimize life insurance matching options.
- Facilitate connection with licensed third-party insurance agents, carriers, and marketing partners to supply you with quotes.
- Improve our Website's design, functionality, user flow, and overall user experience.
- Communicate with you regarding your inquiry, including sending appointment reminders, enrollment updates, and informational alerts.
- Comply with Telephone Consumer Protection Act (TCPA) verification and legal record-keeping standards.
3. Share of Personal Data & Third Parties
To provide you with life insurance options, we share the submitted questionnaire data with licensed insurance brokers, carriers, agencies, and financial services companies. These licensed partners may contact you directly by phone, email, or text message to verify your details, offer customized plan configurations, and assist with application processes.
[!IMPORTANT] Mobile Opt-in & SMS Consent Disclosure:
Mobile information will not be shared with third parties for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Text Messaging and SMS Communications
If you check the explicit SMS consent checkbox on our lead form, you agree to receive recurring automated marketing and informational text messages (including SMS and MMS) from Evergreen Life Insurance regarding life insurance options, policy details, appointment scheduling, and related benefits. Consent is not a condition of purchase. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP to any message received. Reply HELP for assistance.
5. Cookies and Tracking Technologies
We use cookies, web beacons, and other tracking technologies to gather browser analytics, session tracking data, and capture UTM parameters from traffic sources. This enables us to determine which campaigns yield interest, improve conversion paths, and ensure compliance. You can control cookies through your individual browser settings; however, disabling them may impact your capability to navigate certain features of our Website.
6. Data Security and Integrity
We implement appropriate physical, technical, and administrative security measures (such as SSL encryption, access restrictions, and firewalls) to safeguard your personal information against unauthorized access, loss, misuse, or alteration. While we make reasonable efforts to secure our environment, no transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.
7. Your Choices and Opt-Out Rights
You have rights and choices regarding how your personal information is processed:
- Email Communications: You can opt out of marketing emails by clicking the "Unsubscribe" link in any email.
- SMS Communications: You can opt out of text messaging at any time by replying STOP.
- Access and Correction: You may request access to, correction of, or deletion of the personal data we hold about you by emailing us at support@evergreenlifeinsurance.net.
8. Children's Privacy
Our Website and services are directed strictly to adults (18 years or older) looking for life insurance protection. We do not knowingly collect or solicit personal information from children under the age of 13. If we discover we have collected data from a child under 13, we will delete it immediately.
9. Changes to this Policy
We reserve the right to modify or update this Privacy Policy at any time. When updates are published, the "Last Updated" date at the top of the policy will be updated. We encourage you to review this page periodically to stay informed about how we protect your personal information.
10. Contact Information
If you have questions, comments, or concerns regarding this Privacy Policy or our data management practices, please contact us at:
Evergreen Life Insurance
Email: support@evergreenlifeinsurance.net
Mailing Address: 2531 SOUTH 150 EAST, Bountiful, UT 84010